tips about saving money

.Make RealSimple.com My HomepageToday is Saturday

June 20
Food & RecipesBrowse All Recipes
Recipe Collections & Favorites
Cooking Tips & Techniques
Shopping & Storing
Tools & Products
New Uses For Old Things
All Food & Recipes
Guide:
New Uses for Aluminum Foil Checklist:
Essential Grilling Tools Checklist Video:
How To: Hone a Knife .Home & OrganizingOrganizing
Cleaning
Decorating
Home Improvement
Gardening
Green Living
New Uses For Old things
All Home & Organizing
Guide:
Unexpected New Uses for Home Office Items Checklist:
Daily Quick Cleaning Checklist Video:
How To: Remove a Stuck Light Bulb .Beauty & FashionClothing
Shoes & Accessories
Skincare
Makeup
Hair
Makeovers & Tips
Clothing Care
All Beauty & Fashion
Guide:
Old Clothing Gets a Second Life Checklist:
Classic Fashion Accessories Checklist Video:
How To: Tie a Silk Scarf .Holidays & EntertainingAll Holidays & Entertaining
Holidays
Weddings
Birthdays
Entertaining
Gifts
Guide:
New Wedding Uses for Old Things Checklist:
Baby Shower Planning Checklist Video:
How To: Make a Cosmopolitan .HealthAll Health
Nutrition & Diet
Fitness & Exercise
Mind & Mood
First Aid & Health Basics
Preventative Health
Guide:
Prevent Loose Shoelaces with ChapStick Checklist:
Questions to Ask Aging Parents Video:
How To: Stretch at Work .Work & LifeAll Work & Life
Money
Family
Life Strategies
Technology
Travel
Etiquette
Entertainment
Your Words
Guide:
New (Travel) Uses for Old Things Checklist:
Kids' Road Trip Essentials Checklist Video:
How To: Pack a Suitcase .Television. Secrets of Saving Money

Robyn Lehremailshare.Expert advice on your day-to-day finances from RealSimple.com, CNNMoney.com, Time.com, and CNN.com. How to Save on Dining Out
Don’t cut restaurants from your budget just yet: Here’s how to eat well for less.24 Hours of Savings
Live your life well on less with these tricks for cutting back your spending on everything from your morning latte to your nighttime reading.Money-Saving Secrets From the Pros
Get better deals when shopping, dining, decorating, entertaining, and more.Solving Sticky Financial Dilemmas
How to finesse sticky financial situations involving friends and family..Get-Out-of-Debt Checklist
Does the old saying "Another year older and deeper in debt" ring too true? Take these steps now to reduce your debt and fix credit problems.
Transfer your balance to a low-rate card. But only under certain circumstances. A zero percent teaser offer can be a good option if you plan to pay off your balance completely and you don’t charge anything else on the card. However, make sure that the lender is not charging any balance transfer fees, and beware: Terms can be changed at any time.
Negotiate a lower rate. It’s possible if you have good credit.
Close unused cards. If you never use a credit card, close the account and cut up the card to discourage identity theft. Make sure to get rid of newer cards first; a lengthy credit history with a single lender helps to improve your credit score.
Visit creditcardnation.com. The calculator estimates the time it will take to pay off your credit card debt.
Contact a certified financial planner to discuss your situation and options. They are trained to provide advice for prudent money management.
View The Entire Checklist

How Much Less Can You Spend?
One woman's attempt to create a recession budget on Time.com.5 Steps to Rescue Your Retirement
You may be down, but you're certainly not out. Get five strategies to make sure your money lasts on CNNMoney.comTalking Money With Your Family
Despite the steady drum-beat of economic news, money is still one of the most taboo subjects for American families, according to CNN.comHow Has the Economy Affected You?
The answer, according to nearly 30,000 people surveyed on RealSimple.com and CNNMoney.com: The downturn in the economy has had a tremendous impact on spending habits. See the survey results..How To: Organize Bills
How to Organize Your Bills
Keep bills organized both before and after you pay them.
. Tools How-Tos Checklists Interactive Tools Browse All Tools
•Wine Pairing Tool
•Quiz: What's the Right Lyric?
•Your Perfect Foundation
•Stain Removal Tool
How-To VideosBrowse All How-To Videos Care for Your Cuticles Cook with Sticky Ingredients Relax and Breathe Keep Flowers Fresh
ChecklistsBrowse All Checklists Kids' Road Trip Checklist Workout Plan Checklist Grilling Tools Checklist Pet-Sitter Checklist Advertisement



.
In The Magazine

This Month's Issue
Subscribe
Give a Gift Subscription
Customer Service
ON REAL SIMPLE. REAL LIFE.
Episode Guide
Browse by Topic
Host & Experts
Tools
About the Show
Inside Real Simple

Food & Recipes
Home & Organizing
Beauty & Fashion
Health
Holidays & Entertaining
Work & Life
Weddings
Travel
Technology
Decorating
Gardening


Money
Family
How To Guides
Ask Real Simple
Simply Stated Blogs



Real Simple Products

Organizing Products
Books and Back Issues
More Information

About Us
Contact
Privacy Policy
Terms of Service
Advertising
Real Simple Rewards
Site Map
RSS

Sign up to get ideas instantly!
Real Simple Newsletters
To receive any of these free e-mails, select the ones you're interested in and enter the required information.

Weekly Tips Newsletter (see sample)
Daily Finds (see sample)
Daily Thought (see sample)
Wedding Newsletter (see sample)
Daily Recipe Newsletter (see sample)
Ask Real Simple (see sample)
Keep-It-Together Checklist (see sample)
.Copyright © 2009 Time Inc. All rights reserved. Reproduction in whole or in part without permission is prohibited.